Stormwater Nutrient Credits2025-12-01T15:54:48-05:00

Now Offering Stormwater Nutrient Credits (SNC’s) Across Florida

Offset your stormwater impacts with State-approved SNC’s — and ensure compliance with new Stormwater Nutrient Loading Requirements (SB 7040).

What Are Stormwater Nutrient Credits (SNC’s)?

Stormwater Nutrient Credits (SNC’s) allow developers to meet more stringent stormwater treatment requirements by purchasing credits generated at an approved Regional Stormwater Management System (RSMS). These credits offset nutrient pollution from stormwater discharges and can be used to meet State permitting requirements.

SNC Availability

SNC’s are available immediately in the Tampa Bay and Halifax River Watersheds

SNCs are permitted by the Florida Department of Environmental Protection (FDEP) or WMDs and are available across the state.

How It Works

📝 Project Review
We identify the treatment need and confirm basin eligibility.

📍 Credit Matching
We determine SNC availability within your location.

📑 FDEP/WMD Approval
We work with your team to submit a credit request to FDEP/WMD.

🔁 Credit Transfer
Once approved, credits are transferred to satisfy your permit.

Senate Bill 7040: Florida’s Stormwater Rule Overhaul

Senate Bill 7040 marks a major shift in how stormwater is regulated in Florida. Adopted in June 2024 and enforceable beginning December 28, 2025, the bill replaces traditional design-based permitting with a numeric, performance-based approach.

Projects that previously relied on Best Management Practices (BMPs) and 80% Total Suspended Solids (TSS) removal must now meet stringent Total Nitrogen (TN) and Total Phosphorus (TP) reduction thresholds. This applies to all new development and major modifications to existing stormwater systems seeking Environmental Resource Permits (ERPs) after the effective date. Grandfathering provisions of the new rule can be found in Section 3.1.2 of Applicant’s Handbook, Volume 1.

​To help meet these new nutrient reduction requirements, projects may utilize Stormwater Nutrient Credits (SNC’s) from an approved Regional Stormwater Management System (RSMS) — offering a flexible, efficient alternative to on-site upgrades.

📊 For a breakdown of the old vs. new numeric nutrient standards under SB 7040, see table below:

Credit Purchase Process Comparison: Stormwater Nutrient Credits & Wetland Credits

Frequently asked questions

Information for Recipient Site Owners2025-11-26T12:25:17-05:00
  • Becoming a Recipient Site: Apply for FWC approval by demonstrating suitable habitat and management plans.

  • Maintenance: Commit to long-term habitat management to support relocated tortoises.

How can I distinguish the RSMS framework from the WQEA framework?2025-11-26T11:53:59-05:00

Purpose: To distinguish the Regional Stormwater Management System (RSMS) framework (currently implementable and actively used) from the Water Quality Enhancement Area (WQEA) framework (still under rule development), focusing on applicability, regulatory readiness, and credit generation mechanisms.

 

Comparison Table: RSMS vs. WQEA

Feature

​RSMS (Regional Stormwater Management System)

WQEA (Water Quality Enhancement Area)

Governing Rules

Chapter 62-330, F.A.C. + ERP Applicant’s Handbook Vol. I (Sec. 9.7.3)

​Chapter 62-330, F.A.C. + ERP Applicant’s Handbook Vol. I + Chapter 62-332, F.A.C. (draft rule)

​Regulatory Status

​Fully authorized and in effect now

​Rulemaking not yet finalized (est. late 2025)

​Permitting Pathway

Environmental Resource Permit (ERP)

Environmental Resource Permit (ERP) with additional WQEA rules

​Credit Availability

Available now via existing permitted RSMSs

Future—credits can be issued only after rule adoption + permit + construction + credit release

​Treatment Type

Engineered stormwater ponds, e.g., technological enhancements

Natural systems, e.g., constructed wetlands, ecological enhancements

​Use Cases

-Off-site compensating treatment

-ERP net improvement and nutrient reduction standard

-Off-site compensating treatment

-ERP net improvement and nutrient reduction standard

-BMAP allocations (via Ch. 62-306)

​Ownership

​Public or private

Public or private

​Land Type

Stormwater ponds from developed/urbanized parcels or transportation facilities

Natural or restored lands (may be co-located with wetland banks) ​

​Service Area Determination

HUC 12 subwatershed; Smaller service areas

Requires detailed fate & transport modeling; Larger service areas

​Locational Valuation Factor (LVF)

​Not required within same HUC 12

​Mandatory; applies to each credit trade

​Credit Maturity

Immediate release upon permit approval

Phased release with performance monitoring and site success

Common Features of Both Frameworks

• Standalone ERP Permit: Each facility type is permitted as a discrete ERP project. • Excess Treatment = Credits: Credits are based on treatment beyond what’s required for the developed drainage area or based on water quality “lift” (determined like a mitigation bank – with success criteria and monitoring). • Defined Service Area: Credit use is restricted to a defined service area. • Long-Term Assurance: Owners of an RSMS and WQEA must demonstrate perpetual maintenance, financial assurance, and responsible party designation. • Professional Operator: Must be a capable entity with performance verification protocols in place. • Tracking & Ledger: Both frameworks require a credit ledger that documents generation, allocation, and availability. • Use Restrictions: o May not offset localized water quality impacts o Not applicable to water quantity or floodplain requirements o Credits cannot double-count for ERP and BMAP reductions

 

Use Case Guidance and Observation

• Developers needing immediate nutrient credit solutions should turn to the RSMS approach, which is fully actionable today. With the new stormwater rule deadline looming and more stringent performance requirements, the availability of off-site nutrient credits will be essential to avoiding costly development impacts or time-consuming project redesigns.

How will grandfathering provisions impact my project?2025-11-26T11:49:40-05:00

Our partner has prepared an outline of exemption and grandfathering provisions of the new rule (located in Section 3.1.2 of Applicant’s Handbook, Volume 1). Examples of grandfathering implementation can be be found using the link provided below.

Additional Information:

Grandfathering Provisions: What You Need to Know

How can I apply the wetland treatment rule to establish wetland assimilative capacity for stormwater discharges?2025-11-26T11:49:04-05:00

With the implementation of Florida’s updated stormwater rule, design flexibility has increased—particularly through the use of off-site compensatory treatment and Regional Stormwater Management Systems (RSMS). However, these strategies may lead to the discharge of partially treated stormwater runoff to wetlands.

While this approach offers permitting efficiency, it also raises a key technical question: How do we demonstrate that a wetland has the assimilative capacity to receive this runoff without causing an adverse impact?

📜 Regulatory Background: Rule 62-611, F.A.C.

The good news is wetlands are consumers of nutrients. In fact, wetlands need nutrients to thrive. The issue is determining the total amount of nutrients that can be assimilated by a wetland system while remaining within healthy limits. The answer lies in Chapter 62-611, F.A.C., Florida’s Wetlands Application Rule, which outlines procedures to evaluate wetland assimilative capacity. Originally developed for wastewater treatment wetlands, this rule can also be applied to stormwater discharges—especially in the context of project designs that discharge partially treated runoff to natural wetlands while using off-site compensatory treatment within the same watershed.

🔬 Key Wetland Capacity Criteria

Rule 62-611, F.A.C. sets specific hydraulic and nutrient loading limits for discharges to artificial treatment wetlands and natural (receiving) wetlands. We will use the more stringent limits for natural wetlands in this procedure:

  • Hydraulic Loading: ≤ 2 inches/week (annual average) Detention Time: > 14 days (annual average)

  • Nutrient Loading (Assimilative Capacity):

    • Total Nitrogen (TN): < 25 g/m²/year

    • Total Phosphorus (TP): < 3.0 g/m²/year

 
  • Discharge Limits:

    • To Receiving Wetlands: TN = 3 mg/L, TP = 1 mg/L

🚧 How This Applies to Projects

Typical event mean concentrations (EMCs) for project runoff are already below the discharge limits. For example, the EMCs for roadway projects are:

  • TN: 1.52 mg/L

  • TP: 0.20 mg/L

This means that for many projects, discharges to wetlands may comply with Rule 62-611 without additional nutrient treatment, as long as the wetland has sufficient assimilative and hydraulic capacity.

📌 Why This Matters

By applying the wetland assimilative loading criteria under Rule 62-611, engineers can demonstrate regulatory compliance for wetland discharges from partially treated stormwater systems. This can support more cost-effective stormwater designs, reduce the need for additional BMPs or treatment infrastructure, and allow the use of off-site compensating treatment to achieve full compliance with the new, more stringent performance criteria later this year.

🧰 Tips for Stormwater Engineering Consultants:

  • Use Rule 62-611 procedures to evaluate wetland assimilative loading capacity.

  • Ensure discharge concentrations and loading rates from your project are within allowable thresholds for the receiving wetlands.

  • Consider the cumulative loading from other developments within the same basin that may discharge to the same wetlands.

  • Larger wetland systems are more likely to assimilate additional nutrient loading without adverse impact.

  • Coordinate with the WMD early in design to confirm consistency with the ERP Rules and Applicant’s Handbook.

Will the new stormwater regulations impact my project before December 28, 2025?2025-11-26T11:48:22-05:00
What is the process for buying stormwater nutrient credits, and how simple is it?2025-11-26T11:47:47-05:00

It is not complicated at all!

  1. Contact Mitigation Marketing with the location and credits needed for offsite compensatory treatment.
  2. Mitigation Marketing will send you a reservation agreement for the stormwater nutrient credits that you need, then our partners will permit your stormwater treatment capacity in state approved regional treatment facilities.
  3. You pay one lump sum fee for only the stormwater nutrient credits that you need, which eliminates the time and cost of constructing your own pond and all future operation, maintenance, and repair expenses.

The entire process is usually completed in 30 to 90 days.

Can I buy offsite stormwater treatment capacity instead of building a pond in my development?2025-11-26T11:46:12-05:00

Yes, in most cases for commercial, industrial, or multi-family developments, you can purchase stormwater treatment capacity and free up additional land for development. This eliminates maintenance and other costs associated with traditional stormwater ponds and underground vaults.

What is a stormwater nutrient credit and how much does it cost?2025-11-26T11:45:01-05:00

Similar to wetland mitigation credits, stormwater nutrient credits (SNCs) allow a portion or all of the stormwater treatment requirements for a development to be satisfied in an off-site location within the same watershed. Purchasing SNCs can be more cost effective by reducing the space required for on-site stormwater management. The additional space can be used for other purposes.

For project specific pricing, please send your project location and the quantity of required treatment of TN and TP in kg/year using the form provided below.

What is a Hydrologic Unit Code (HUC) and why does it matter for my project?2025-11-26T11:44:38-05:00

Similar to trading wetland mitigation bank credits within a designated service area, the Hydrologic Unit Code (HUC) is a standardized system for classifying watersheds and drainage areas based on their size and location. ranging from 2 to 12 digits. The smallest classification is the HUC-12 which describes a “sub-watershed” boundary within which stormwater nutrient credits (SNCs) may be transferred from a regional stormwater management system (RSMS) to other projects. In some cases, a larger classification can be used for transferring credits. Like wetland mitigation service areas, each RSMS and their permitted service area is unique.

When and where is this service available?2025-11-26T11:44:16-05:00

Permitted stormwater capacity is now available across various Florida markets. The purchase process takes approximately 90 days to complete. Additional service areas will be established as they receive approval from the State.

Why does outsourcing stormwater treatment make sense?2025-11-26T11:43:54-05:00

Together with our partners, we provide our customers with turnkey, long-term stormwater ownership and management services, freeing up land or capital normally invested in constructing, operating and maintaining stormwater infrastructure. Included with the purchase of offsite stormwater treatment services are the perpetual maintenance and regulatory costs of the offsite treatment. By centralizing the management of regional ponds utilizing advanced treatment technology, we deliver efficient, professional services and improved regional water quality.

How does it work?2025-11-26T11:43:26-05:00

Our partners invest private capital to improve the water quality treatment provided in existing or created ponds, creating excess stormwater treatment “credit” that can be transferred to other projects in the watershed. Through efficient, system-wide management of stormwater infrastructure, and the deployment of state-of-the-art “smart-pond” technology, our partners deliver flexible, cost-effective, resilient and environmentally sustainable stormwater solutions.

Want to learn more about securing SNC’s for your project?
Get in touch now.

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